SPECIAL LOAN This is a loan, which is granted at the end of the month, and deduction is made within four months. TERMS • Maximum repayment period of 4 months • Interest rate at 5% per month on reducing balance. Requirements • Current pay slip • Minimum of three guarantors • Copy of ID card and ID copies of guarantors • Non checkoff attach Six months Bank or Mpesa statement Timeline Every first week of the month upon receipt of complete documentation.